Billing & Insurance
As a licensed psychologist, my fees qualify for reimbursement under nearly any insurance plan that offers out-of-network benefits for mental health services.
There are a few reasons why I don’t work directly with insurance:
- Insurance companies require a qualifying mental health diagnosis to be willing to pay for therapy
- Insurance companies often place restriction on the type or amount of therapy that can be provided
- Your records are not protected — in-network providers agree to allow claims adjustors to audit your complete record any time they want
- In the event that congress repeals protections for patients with pre-existing conditions, your mental health diagnosis could be used as a pre-existing condition to deny payment for future services
- The fees set by insurance companies are rarely more than half of the actual cost for psychotherapy. You can look up objective information about the actual cost for psychotherapy in your zip code from the independent nonprofit, FAIR Health. (My fees are well within the usual, customary range for my area)
For these reasons, I’m not under contract with any insurance companies — the treatment I provide is based on my own clinical judgment, and on your needs and preferences. Patients pay me directly for my services, and I don’t work for anyone but them. I make an exception for military service members — I am an approved, non-contracted TRICARE provider.
I accept payment in the form of cash, credit card, HSA/FSA, Venmo, or Bitcoin.
If you have a PPO plan and would like to seek reimbursement for my fees from your insurance company, it’s usually a pretty painless process. Once a month, I’ll give you a billing statement with all the information you need to file a claim. You can either submit a claim form directly to your insurance company, or use a service like Better to simplify the process.